What are contactless payments by debit card?

We’ve all been there: endless queues at the tills, just when you want to grab a sandwich and still make your train. That’s when you want to pay fast and go. So do we! Contactless lets you pay in no time.

Pay quickly and securely for small purchases like a newspaper, train ticket or quick bite to eat by simply holding your bank card close to the contactless reader.

Contactless payments are processed in just the same way as payments using your card and PIN, except much faster.

Safety first!

You can make contactless payments of up to 25 euros per transaction without having to enter your PIN. Payments of over 25 euros require your PIN.

Shopping, drinks with friends or a night out at the movies can all be paid for by contactless one after the other (up to a total amount of 50 euros). If you reach that threshold, you’ll need to make a chip and PIN card payment to be able to pay by contactless again.

Which card should I use?

Bankkaart contactloos betalen

You can pay by contactless online using your bank card, prepaid card or credit card. If your card has the contactless logo on it (four radio waves), you’re good to go.

When you see this symbol on a payment terminal, you’ll know that you can pay by contactless there.

Drat, forgot my card again

Fear not! Our K’Ching app lets you easily transfer money or withdraw money.

MobilePay using K’Ching 

From paying back friends after a night out to online shopping, our K’Ching app’s MobilePay feature lets you pay without needing your card and card reader. Simply scan the QR code with your phone and enter your PIN. Paying online has never been so fast and easy!

MobileCash using K’Ching

No cash on you and you’ve forgotten your debit card. Been there! Our K’Ching app’s MobileCash feature lets you withdraw money from our ATMs using your phone. No card required!

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